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A Special Message to Our Members

A New Chapter: Unified Profit-Sharing

We're unifying how profit is shared across the WholeMatt family โ€” so every member earns more, more often.

๐Ÿ“… Announced: July 2026ยท๐Ÿ“ WholeMatt Trade Network

Dear WholeMatt Family, ๐Ÿ‘‹

We are excited to announce a major upgrade to our business model โ€” designed to increase stability and maximize earnings for every member of our community. Starting today, we are transitioning to a Unified Profit-Sharing System.

What is changing?

We are moving away from the "category ownership" model. Instead of profit being tied to a specific shelf or category, all sales profits generated across the entire WholeMatt network will be shared equally among all participating members. No one will "own" a category anymore โ€” the whole network works for everyone.

How your profit is calculated

Profit is worked out per item, then pooled across every approved sale in the WholeMatt network and split among members by the number of slots they hold.

1

Per-item profit

payout amount = selling price โˆ’ KRA โˆ’ commission

profit = payout amount โˆ’ buying cost

  • โ€ข KRA โ€” 16% tax of the selling price
  • โ€ข Commission โ€” WholeMatt platform fee (20% of selling price)
  • โ€ข Buying cost โ€” what the item was bought for
2

Your share of the pool

network profit = sum of every approved sale's profit

your share = network profit ร— (your slots รท total network slots)

Slots can be fractional (0.5, 1, 2โ€ฆ), so the split is always fair no matter how many you hold.

Worked example

One item sold across the network:

Selling price

KES 1,000

Buying cost

KES 600

KRA (16%)โˆ’ KES 160
Commission (20%)โˆ’ KES 200
Payout amountKES 640
Buying costโˆ’ KES 600
Profit on this itemKES 40

That profit joins the pool. Say the network's total profit for the month is KES 500,000, you hold 3 slots and the whole network holds 100 slots:

your share = 500,000 ร— (3 รท 100)

Your share = KES 15,000

How & when it's paid out

  • After you lock your slot, payouts unlock 30 days later (the month containing your lock date + 30 days). Admins can override this start month.
  • Available balance = your total share โˆ’ already paid out โˆ’ requests in progress. You request a withdrawal and admin sends it to your approved M-Pesa number.
  • Earnings start the day you lock your slot, so the pool grows with you from day one.

What does this mean for you?

Better, More Reliable Profits

Your earnings are no longer tied to a single shelf or category. Every sale across the WholeMatt network contributes to the shared pool โ€” so your income grows with the whole chain, not just one corner of it.

Daily Sales, Not Waiting Weeks

You no longer wait for your specific category to move. With the unified pool, you earn a share of the sales made every single day across all products and all locations.

Shared Success, Shared Stability

When the whole network thrives, every member thrives. Diversifying across all categories and towns means no one carries the risk of a slow month alone.

Stock You Bring In Becomes Shared

When you join the Unified system, the stock you have brought into the network becomes part of the shared pool โ€” because you'll now earn a share of profit from every sale, not just your own category. In return, you gain daily, network-wide earnings.

How does this affect existing stock? When you join the Unified Profit-Sharing system, the stock you have brought into the network is forfeited into the shared pool โ€” because you will now earn a share of profit from all sales across the WholeMatt network, not just your own category. Members who choose not to join are unaffected: they keep their stock and continue to share profit only from their own categories โ€” they do not share in the Unified pool or hold slots.

Who can join?

We invite all members โ€” both new and existing โ€” to opt into this unified system. New members join it by default. Existing members can agree to the new profit-distribution system at any time from their dashboard. By pooling our resources, we are creating a more resilient and profitable platform for everyone.

Your 3 steps to start earning ๐ŸŽฏ

Step 1: Membership (join WholeMatt) โ†’ Step 2: Rent Deposit (KES 10,500 = 1 month rent + 1 month deposit + brand marketing) โ†’ Step 3: Capital (KES 20,000 = 1 slot, locks your earning share).

1
Membership
2
Rent Deposit
3
Capital

Step 1: Become a Member

Log in to your WholeMatt account to start your membership and join the Unified Profit Sharing system.

Let's grow together.

To confirm your transition to the new profit-sharing system or ask any questions, review the updated Seller Agreement or contact our support team today.

ยฉ 2026 WholeMatt Portal โ€” Founded by Anthony Koskei Njuguna (Tony Narams).